/* ==========================================================
   KJ 會計事務所官網 — 設計系統
   Palette: 深綠 #0B3D2C / 主綠 #0F5E3C / 青檸 #8CC63E / 墨 #17251F
   ========================================================== */
:root{
  --g900:#0B3D2C; --g700:#0F5E3C; --g500:#1B7A4E; --g100:#E7F2EA;
  --lime:#8CC63E; --lime-d:#76AD2E; --lime-l:#EAF5D8;
  --ink:#17251F; --muted:#5B6B62; --bg:#F5F8F5; --card:#FFFFFF;
  --line:#E3EAE3; --gold:#C9A24B; --red:#C0392B;
  --shadow:0 6px 24px rgba(11,61,44,.08);
  --shadow-lg:0 14px 40px rgba(11,61,44,.14);
  --r:14px; --r-sm:10px;
  --ff:"Noto Sans TC","PingFang TC","Microsoft JhengHei","Heiti TC",-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--ff);color:var(--ink);background:var(--bg);line-height:1.7;font-size:16px}
img,svg{max-width:100%;vertical-align:middle}
a{color:var(--g700);text-decoration:none}
a:hover{color:var(--lime-d)}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.skip-link{position:absolute;left:-999px;top:0;background:var(--lime);color:#fff;padding:8px 14px;z-index:999}
.skip-link:focus{left:8px;top:8px}
h1,h2,h3,h4{line-height:1.35;margin:0 0 .5em;color:var(--g900)}
p{margin:0 0 1em}
.ico{width:18px;height:18px;flex:none}

/* ============ 按鈕 ============ */
.btn{display:inline-block;padding:11px 26px;border-radius:999px;border:2px solid transparent;font-weight:700;font-size:15px;cursor:pointer;transition:.2s;line-height:1.4;text-align:center}
.btn-lg{padding:14px 34px;font-size:17px}
.btn-sm{padding:7px 18px;font-size:14px}
.btn-block{display:block;width:100%}
.btn-lime{background:var(--lime);color:#123;}
.btn-lime:hover{background:var(--lime-d);color:#fff}
.btn-dark{background:var(--g900);color:#fff}
.btn-dark:hover{background:var(--g700)}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border-color:rgba(255,255,255,.75)}
.btn-ghost:hover{background:#fff;color:var(--g700)}
.btn-outline{background:transparent;color:var(--g700);border-color:var(--g700)}
.btn-outline:hover{background:var(--g700);color:#fff}

/* ============ 頂欄 ============ */
.topbar{background:var(--g900);color:#fff}
.topbar-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 20px;max-width:1160px;margin:0 auto}
.brand{display:flex;align-items:center;gap:12px;color:#fff}
.brand-mark{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:12px;background:linear-gradient(145deg,var(--lime) 0%,#5FA833 100%);color:#0B3D2C;font-weight:900;font-size:22px;letter-spacing:-1px;box-shadow:0 4px 12px rgba(140,198,62,.35)}
.brand-text{display:flex;flex-direction:column;line-height:1.25}
.brand-text b{font-size:19px}
.brand-text i{font-style:normal;font-size:11px;opacity:.8;letter-spacing:.4px}
.topbar-contact{display:flex;gap:26px;align-items:center}
.tc-item{display:flex;align-items:center;gap:9px;color:#fff}
.tc-item b{font-size:17px;letter-spacing:.5px}
.tc-two{display:flex;flex-direction:column;line-height:1.3}
.tc-two em{font-style:normal;font-size:10.5px;opacity:.75;letter-spacing:.5px}
.tc-two b{font-size:16px}
.nav-toggle{display:none;background:none;border:0;padding:6px;cursor:pointer}
.nav-toggle span{display:block;width:26px;height:3px;border-radius:2px;background:#fff;margin:5px 0;transition:.25s}
.nav-toggle.open span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* ============ 導航 ============ */
.mainnav{background:#fff;position:sticky;top:0;z-index:100;box-shadow:0 2px 14px rgba(11,61,44,.08)}
.menu{list-style:none;margin:0;padding:0;display:flex;justify-content:center;flex-wrap:wrap}
.menu>li{position:relative}
.menu>li>a{display:flex;align-items:center;gap:6px;padding:16px 22px;color:var(--ink);font-weight:600;font-size:16px;border-bottom:3px solid transparent;transition:.2s}
.menu>li>a:hover{color:var(--g700)}
.menu>li.active>a{color:var(--g700);border-bottom-color:var(--lime)}
.caret{width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-2px);opacity:.55}
.sub{list-style:none;margin:0;padding:8px 0;position:absolute;left:50%;transform:translate(-50%,8px);top:100%;min-width:220px;background:#fff;border-radius:var(--r-sm);box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transition:.22s;z-index:99;border-top:3px solid var(--lime)}
.sub::before{content:"";position:absolute;top:-6px;left:50%;transform:translateX(-50%) rotate(45deg);width:12px;height:12px;background:#fff}
.sub a{display:block;padding:10px 20px;color:var(--ink);font-size:15px}
.sub a:hover{background:var(--g100);color:var(--g700)}
.menu>li:hover .sub{opacity:1;visibility:visible;transform:translate(-50%,0)}
.menu-cta{display:flex;align-items:center;padding-left:10px}

/* ============ Hero ============ */
.hero{position:relative;color:#fff;overflow:hidden;background:linear-gradient(135deg,#0B3D2C 0%,#14603D 55%,#1B7A4E 100%)}
.hero::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.09) 1.5px,transparent 1.5px);background-size:26px 26px;opacity:.5}
.hero-in{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:center;padding-top:74px;padding-bottom:88px}
.hero-eyebrow{display:inline-block;background:rgba(140,198,62,.18);border:1px solid rgba(140,198,62,.5);color:#D8F3B2;font-size:13px;font-weight:600;padding:5px 16px;border-radius:999px;letter-spacing:2px}
.hero h1{color:#fff;font-size:44px;margin:18px 0 14px;letter-spacing:1px}
.hero .hl{color:var(--lime)}
.hero-sub{font-size:17px;opacity:.92;max-width:520px}
.hero-cta{display:flex;gap:14px;margin:26px 0 18px;flex-wrap:wrap}
.hero-points{display:flex;gap:18px;flex-wrap:wrap;font-size:13.5px;color:#CFE8D6}
.hero-vis{position:relative;min-height:300px}
.hero-svg{position:absolute;right:-10px;bottom:-52px;width:112%;opacity:.9}
.hero-card{position:absolute;background:#fff;color:var(--ink);border-radius:var(--r);padding:14px 20px;box-shadow:var(--shadow-lg);z-index:2;animation:float 5s ease-in-out infinite}
.hero-card b{display:block;font-size:12.5px;color:var(--muted);font-weight:600}
.hero-card span{font-size:22px;font-weight:900;color:var(--g700)}
.hero-card span .num{font-style:normal;color:var(--g700)}
.hero-card em{display:block;font-style:normal;font-size:11.5px;color:var(--lime-d)}
.hc1{top:6%;left:2%}
.hc2{bottom:14%;right:0;animation-delay:2.2s}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}

/* ============ 通用區塊 ============ */
.section{padding:64px 0}
.section-alt{background:#fff}
.sec-head{margin-bottom:36px}
.sec-head .sec-bar{display:inline-block;width:44px;height:5px;border-radius:3px;background:var(--lime);margin-bottom:10px}
.sec-head h2{font-size:30px;position:relative}
.sec-head p{color:var(--muted);margin:0}
.sec-head-more{display:flex;align-items:end;justify-content:space-between}
.sec-more{font-weight:700;color:var(--g700);white-space:nowrap}
.main-body{padding:36px 20px 64px;max-width:1160px;margin:0 auto}

/* 內頁橫幅 */
.pbn{background:linear-gradient(135deg,#0B3D2C 0%,#14603D 70%,#1B7A4E 100%);color:#fff;padding:38px 0 42px;position:relative;overflow:hidden}
.pbn::before{content:"";position:absolute;right:-40px;top:-40px;width:260px;height:260px;border-radius:50%;background:rgba(140,198,62,.15)}
.pbn::after{content:"";position:absolute;right:80px;bottom:-90px;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,.06)}
.pbn h1{color:#fff;font-size:32px;margin:8px 0 6px;position:relative}
.pbn p{opacity:.88;margin:0;position:relative}
.crumb{font-size:13px;opacity:.85;position:relative}
.crumb a{color:#D8F3B2}
.crumb b{color:#fff}

/* ============ 工具卡 ============ */
.tools{background:#fff;padding-top:56px}
.tool-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.tool-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:28px 24px;transition:.25s;display:flex;flex-direction:column;gap:8px}
.tool-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg);border-color:var(--lime)}
.tool-ico{font-size:34px;width:64px;height:64px;display:flex;align-items:center;justify-content:center;background:var(--g100);border-radius:16px}
.tool-card h3{font-size:20px;margin:8px 0 2px}
.tool-card p{color:var(--muted);font-size:14.5px;margin:0;flex:1}
.tool-more{color:var(--lime-d);font-weight:700;font-size:14px}

/* ============ 服務卡 ============ */
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.svc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px 20px 20px;position:relative;transition:.25s;overflow:hidden}
.section-alt .svc-card{background:var(--bg)}
.svc-card::after{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:linear-gradient(90deg,var(--lime),var(--g500));transform:scaleX(0);transform-origin:left;transition:.3s}
.svc-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.svc-card:hover::after{transform:scaleX(1)}
.svc-tag{display:inline-block;font-size:11.5px;color:var(--g700);background:var(--g100);border-radius:999px;padding:2px 12px;font-weight:700;margin-bottom:10px}
.svc-card h3{font-size:18.5px;margin:0 0 6px}
.svc-card p{color:var(--muted);font-size:14px;margin:0}

/* ============ Why ============ */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.why-card{background:#fff;border-radius:var(--r);padding:26px 22px;box-shadow:var(--shadow)}
.why-card b{display:inline-flex;width:46px;height:46px;align-items:center;justify-content:center;background:linear-gradient(145deg,var(--lime),#5FA833);color:#0B3D2C;border-radius:12px;font-size:17px;margin-bottom:12px}
.why-card h3{font-size:17.5px}
.why-card p{color:var(--muted);font-size:14px;margin:0}

/* ============ CTA 條 ============ */
.band{background:linear-gradient(90deg,var(--lime) 0%,#A9D95B 100%);padding:30px 0}
.band-in{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.band h3{color:#0B3D2C;font-size:24px;margin:0 0 4px}
.band p{color:#2C4A1F;margin:0}
.ctaband{background:linear-gradient(135deg,#0B3D2C,#14603D);color:#fff;padding:56px 0;text-align:center}
.ctaband h2{color:#fff;font-size:28px}
.ctaband p{opacity:.85}
.cta-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:18px}

/* ============ 新聞 ============ */
.news-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.news-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;display:flex;flex-direction:column;gap:8px;transition:.25s}
.news-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}
.news-date{font-size:12.5px;color:var(--lime-d);font-weight:700}
.news-card h3{font-size:17.5px;margin:0}
.news-card p{color:var(--muted);font-size:14px;margin:0;flex:1;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.news-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:26px}
.news-tabs a{padding:8px 22px;border-radius:999px;background:#fff;border:1px solid var(--line);color:var(--ink);font-weight:600;font-size:14.5px}
.news-tabs a.active{background:var(--g700);border-color:var(--g700);color:#fff}
.news-list{display:flex;flex-direction:column;gap:14px}
.news-row{display:flex;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:18px 22px;transition:.2s}
.news-row:hover{border-color:var(--lime);box-shadow:var(--shadow)}
.news-row-date{flex:none;font-size:13px;color:var(--muted);font-weight:700;background:var(--g100);border-radius:8px;padding:8px 10px}
.news-row-main{flex:1}
.news-row-main h3{font-size:16.5px;margin:0 0 3px}
.news-row-main p{margin:0;color:var(--muted);font-size:13.5px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.news-row-more{color:var(--lime-d);font-size:20px}
.empty-tip{color:var(--muted);background:#fff;border:1px dashed var(--line);border-radius:var(--r-sm);padding:30px;text-align:center}

/* 分頁 */
.pager{margin-top:26px}
.pager ul{display:flex;gap:6px;list-style:none;padding:0;margin:0;flex-wrap:wrap}
.pager li a,.pager li span{display:inline-block;padding:7px 14px;border-radius:8px;background:#fff;border:1px solid var(--line);font-size:14px;color:var(--ink)}
.pager li.active span{background:var(--g700);border-color:var(--g700);color:#fff}
.pager li.disabled span{opacity:.4}
.pager li a:hover{border-color:var(--lime)}

/* ============ FAQ ============ */
.faq-list{display:flex;flex-direction:column;gap:12px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);overflow:hidden}
.faq-q{width:100%;display:flex;justify-content:space-between;align-items:center;gap:14px;background:none;border:0;padding:16px 20px;font-size:16px;font-weight:700;color:var(--g900);cursor:pointer;text-align:left;font-family:inherit}
.faq-q i{font-style:normal;flex:none;width:26px;height:26px;border-radius:50%;background:var(--g100);color:var(--g700);display:flex;align-items:center;justify-content:center;font-weight:900;transition:.25s}
.faq-item.open .faq-q i{background:var(--lime);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 20px 18px;margin:0;color:var(--muted)}
.faq-group{margin-bottom:30px}
.faq-group h2{font-size:22px}

/* ============ Footer ============ */
.footer{background:var(--g900);color:#C7DACD;margin-top:20px}
.footer-in{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:30px;padding:50px 20px 36px}
.fcol h4{color:#fff;font-size:16px;margin-bottom:14px;position:relative;padding-bottom:10px}
.fcol h4::after{content:"";position:absolute;left:0;bottom:0;width:28px;height:3px;border-radius:2px;background:var(--lime)}
.fcol ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px;font-size:14px}
.fcol a{color:#C7DACD}
.fcol a:hover{color:var(--lime)}
.fblurb{font-size:13.5px;opacity:.85;margin-top:14px}
.brand-inv .brand-text b{font-size:18px}
.fcontact li{line-height:1.6}
.fbottom{border-top:1px solid rgba(255,255,255,.12)}
.fbottom-in{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;padding:16px 20px;font-size:12.5px;opacity:.75}

/* 浮動按鈕 */
.fabs{position:fixed;right:18px;bottom:22px;display:flex;flex-direction:column;gap:12px;z-index:90}
.fab{width:54px;height:54px;border-radius:50%;border:0;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:var(--shadow-lg);transition:.2s}
.fab-wa{background:#25D366;color:#fff}
.fab-wa svg{width:30px;height:30px}
.fab-wa:hover{transform:scale(1.08);color:#fff}
.fab-top{background:#fff;color:var(--g700);font-size:20px;font-weight:900;opacity:0;visibility:hidden}
.fab-top.show{opacity:1;visibility:visible}

/* ============ 內頁內容組件 ============ */
.page-content{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px 38px}
.page-lead{background:var(--g100);border-left:4px solid var(--lime);border-radius:0 var(--r-sm) var(--r-sm) 0;padding:18px 22px;margin-bottom:26px}
.page-lead p{margin:0;color:var(--g900)}
.page-content h2{font-size:23px;margin:30px 0 16px;padding-left:14px;border-left:5px solid var(--lime)}
.page-content h3{font-size:18px}
.page-content p{color:#31423A}
.check-list{list-style:none;padding:0;margin:0 0 20px;display:flex;flex-direction:column;gap:10px}
.check-list li{position:relative;padding-left:30px;color:#31423A}
.check-list li::before{content:"✓";position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:6px;background:var(--g100);color:var(--g700);font-weight:900;font-size:12px;display:flex;align-items:center;justify-content:center}
.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin-bottom:24px}
.feature-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-sm);padding:20px}
.feature-ico{width:44px;height:44px;border-radius:12px;background:linear-gradient(145deg,var(--lime),#5FA833);color:#0B3D2C;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:16px;margin-bottom:10px}
.feature-card h3{font-size:16.5px;margin:0 0 6px}
.feature-card p{margin:0;font-size:14px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:12px;margin:6px 0 24px}
.step{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-sm);padding:16px 10px;text-align:center}
.step b{display:flex;width:34px;height:34px;align-items:center;justify-content:center;border-radius:50%;background:var(--g700);color:#fff;margin:0 auto 8px}
.step span{font-size:13px;color:#31423A;line-height:1.5}
.notice{background:#FFF7E8;border:1px solid #F2DCB3;border-left:4px solid var(--gold);border-radius:0 var(--r-sm) var(--r-sm) 0;padding:16px 20px;font-size:14.5px;color:#6B5320;margin:20px 0 6px}
.notice a{font-weight:700}
.cmp-table{overflow-x:auto;margin-bottom:24px}
.cmp-table table{width:100%;border-collapse:collapse;font-size:14.5px;background:#fff}
.cmp-table th{background:var(--g700);color:#fff;padding:11px 14px;text-align:left;font-weight:700}
.cmp-table td{padding:11px 14px;border-bottom:1px solid var(--line);color:#31423A}
.cmp-table tr:nth-child(even) td{background:var(--bg)}
.page-foot-cta{margin-top:24px;background:linear-gradient(135deg,var(--g900),var(--g700));border-radius:var(--r);color:#fff;padding:26px 30px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.page-foot-cta h3{color:#fff;margin:0 0 4px}
.page-foot-cta p{margin:0;opacity:.85;font-size:14px}
.page-foot-cta .btn-outline{color:#fff;border-color:rgba(255,255,255,.7)}
.page-foot-cta .btn-outline:hover{background:#fff;color:var(--g700)}

/* ============ 計算機 ============ */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}
.calc-panel{background:#fff;border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line)}
.calc-head{padding:14px 22px;color:#fff;font-weight:900;font-size:19px;text-align:center;letter-spacing:2px}
.calc-head-dark{background:linear-gradient(90deg,var(--g900),var(--g700))}
.calc-head-lime{background:linear-gradient(90deg,var(--lime-d),var(--lime));color:#123}
.calc-body{padding:20px 22px 24px}
.calc-loan{border:1px solid var(--line);border-radius:var(--r-sm);padding:14px 16px;margin-bottom:14px;background:var(--bg)}
.calc-loan-title{font-weight:800;color:var(--g900);margin-bottom:10px}
.f-row{display:flex;align-items:center;gap:10px;margin:9px 0;flex-wrap:wrap}
.f-row label{flex:none;width:78px;font-size:14px;color:var(--muted);font-weight:600}
.f-in{flex:1;display:flex;align-items:center;background:#fff;border:1px solid var(--line);border-radius:8px;padding:0 12px;min-width:150px}
.f-in:focus-within{border-color:var(--lime);box-shadow:0 0 0 3px rgba(140,198,62,.18)}
.f-in span,.f-in span+input{color:var(--muted)}
.f-in input{flex:1;border:0;outline:0;padding:9px 10px;font-size:15px;font-family:inherit;min-width:60px;background:transparent}
.f-in span:last-child{color:var(--muted)}
.f-term{flex:1;display:flex;align-items:center;gap:6px}
.f-term input{width:72px;border:1px solid var(--line);border-radius:8px;padding:9px 10px;font-size:15px;font-family:inherit;outline:0;text-align:center}
.f-term input:focus{border-color:var(--lime);box-shadow:0 0 0 3px rgba(140,198,62,.18)}
.f-term i{font-style:normal;color:var(--muted);font-size:14px}
.f-out{justify-content:space-between}
.f-out label{width:auto}
.f-out b{font-size:18px;color:var(--g700)}
.c-pay.done{color:var(--lime-d)}
.calc-extras{display:flex;flex-direction:column;gap:12px}
.calc-extra{border:1px dashed #C9D6CB;border-radius:var(--r-sm);padding:12px 14px;position:relative;background:#fff}
.calc-extra .del{position:absolute;right:10px;top:10px;width:26px;height:26px;border-radius:50%;border:0;background:#F3E2E0;color:var(--red);font-size:15px;font-weight:900;cursor:pointer;line-height:1}
.calc-extra .f-row:first-of-type{padding-right:34px}
.calc-extra select{flex:1;border:1px solid var(--line);border-radius:8px;padding:9px 10px;font-size:14.5px;font-family:inherit;outline:0;background:#fff;min-width:130px}
.calc-extra select:focus{border-color:var(--lime)}
.calc-add{width:100%;border:2px dashed var(--lime-d);background:var(--lime-l);color:var(--g700);font-weight:800;font-size:14px;border-radius:var(--r-sm);padding:11px;cursor:pointer;font-family:inherit;transition:.2s;margin-bottom:16px}
.calc-add:hover{background:var(--lime);color:#fff}
.calc-total{background:var(--g900);border-radius:var(--r-sm);padding:14px 18px;display:flex;flex-direction:column;gap:8px}
.ct-row{display:flex;justify-content:space-between;align-items:center;color:#BFD5C6;font-size:14.5px}
.ct-row b{color:#fff;font-size:17px}
.ct-hl{border-top:1px solid rgba(255,255,255,.15);padding-top:8px}
.ct-hl b{color:var(--lime);font-size:19px}
.ct-save b{color:#7FE0A0}
.calc-note{color:var(--muted);font-size:12.5px;margin:16px 0 20px}
.calc-actions{display:flex;gap:12px;flex-wrap:wrap}

/* ============ 表單 ============ */
.apply-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:26px;align-items:start}
.apply-side{display:flex;flex-direction:column;gap:18px}
.apply-side h2{font-size:22px}
.side-contact{background:linear-gradient(135deg,var(--g900),var(--g700));color:#fff;border-radius:var(--r);padding:22px}
.side-contact h3{color:#fff;margin:0 0 4px}
.side-contact p{margin:0 0 8px;font-size:13.5px;opacity:.85}
.side-tel{font-size:22px;color:var(--lime)}
.kjs-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 28px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}
.fg{display:flex;flex-direction:column;gap:6px}
.fg-full{grid-column:1/-1}
.fg label{font-size:13.5px;font-weight:700;color:var(--g900)}
.fg input,.fg select,.fg textarea{border:1px solid var(--line);border-radius:8px;padding:10px 12px;font-size:15px;font-family:inherit;outline:0;background:var(--bg);transition:.2s}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--lime);background:#fff;box-shadow:0 0 0 3px rgba(140,198,62,.15)}
.fg textarea{resize:vertical}
.form-foot{display:flex;align-items:center;gap:14px;margin-top:18px;flex-wrap:wrap}
.form-msg{font-size:14px;font-weight:700}
.form-msg.ok{color:var(--g500)}
.form-msg.err{color:var(--red)}
.form-fine{font-size:12px;color:var(--muted);margin:12px 0 0}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.kjs-form{position:relative}
.contact-cards{display:flex;flex-direction:column;gap:12px}
.ccard{background:#fff;border:1px solid var(--line);border-radius:var(--r-sm);padding:16px 18px;display:flex;gap:14px;align-items:flex-start}
.ccard-ico{font-size:22px;flex:none;width:44px;height:44px;background:var(--g100);border-radius:12px;display:flex;align-items:center;justify-content:center}
.ccard h3{font-size:15.5px;margin:0 0 3px}
.ccard p{margin:0;font-size:14px;color:#31423A}
.ccard .en{font-size:12.5px;color:var(--muted)}
.bank-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:14px 0 26px}
.bank-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--r-sm);padding:18px 16px;display:flex;flex-direction:column;gap:4px;transition:.2s}
.bank-card:hover{border-color:var(--lime);box-shadow:var(--shadow)}
.bank-card b{font-size:16px;color:var(--g900)}
.bank-card span{font-size:13px;color:var(--muted)}
.bank-card i{font-style:normal;color:var(--lime-d);font-weight:700;font-size:13px;margin-top:6px}
.steps-v{grid-template-columns:1fr;gap:10px}
.steps-v .step{display:flex;align-items:center;text-align:left;gap:12px;padding:12px 14px}
.steps-v .step b{margin:0;flex:none}
.steps-v .step span{text-align:left}

/* 文章頁 */
.art-grid{display:grid;grid-template-columns:1.5fr .7fr;gap:26px;align-items:start}
.art-body{padding:30px 34px}
.art-side{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:flex;flex-direction:column;gap:10px;position:sticky;top:80px}
.art-side h3{font-size:17px;margin:0 0 4px}
.side-news{display:flex;gap:10px;padding:10px 0;border-bottom:1px dashed var(--line)}
.side-news span{flex:none;font-size:12px;color:var(--lime-d);font-weight:800;background:var(--g100);border-radius:6px;padding:5px 7px;height:fit-content}
.side-news p{margin:0;font-size:13.5px;color:var(--ink);display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.side-news:hover p{color:var(--g700)}
.art-h1{font-size:26px}
.art-back{margin-top:22px}

/* ============ 響應式 ============ */
@media (max-width:1024px){
  .svc-grid{grid-template-columns:repeat(3,1fr)}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .bank-grid{grid-template-columns:repeat(2,1fr)}
  .hero h1{font-size:36px}
}
@media (max-width:900px){
  .topbar-contact{display:none}
  .nav-toggle{display:block}
  .mainnav{position:fixed;top:0;right:-320px;width:300px;height:100vh;background:#fff;overflow-y:auto;transition:right .3s;box-shadow:-8px 0 30px rgba(0,0,0,.15);z-index:200}
  .mainnav.open{right:0}
  .menu{flex-direction:column;padding:14px}
  .menu>li>a{padding:13px 10px;border-bottom:1px solid var(--line)}
  .menu>li.active>a{border-bottom-color:var(--line)}
  .sub{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;padding:0 0 6px;display:none}
  .sub::before{display:none}
  .sub a{padding:9px 26px;font-size:14.5px;color:var(--muted)}
  .menu>li.drop .sub{display:block}
  .menu-cta{padding:14px 10px}
  .nav-mask{position:fixed;inset:0;background:rgba(0,0,0,.45);z-index:150}
  .hero-in{grid-template-columns:1fr;padding-top:50px;padding-bottom:70px}
  .hero-vis{display:none}
  .calc-grid,.apply-grid,.art-grid{grid-template-columns:1fr}
  .art-side{position:static}
  .steps{grid-template-columns:repeat(2,1fr)}
  .news-grid{grid-template-columns:1fr}
  .footer-in{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .tool-grid,.why-grid,.svc-grid{grid-template-columns:1fr 1fr}
  .form-grid{grid-template-columns:1fr}
  .page-content{padding:24px 20px}
  .hero h1{font-size:30px}
  .sec-head h2{font-size:24px}
  .steps{grid-template-columns:repeat(2,1fr)}
  .feature-grid{grid-template-columns:1fr}
  .svc-grid{grid-template-columns:1fr}
  .tool-grid{grid-template-columns:1fr}
  .footer-in{grid-template-columns:1fr}
  .news-row{flex-direction:column;align-items:flex-start}
  .calc-body{padding:16px 14px 20px}
  .f-row label{width:100%}
}